Yesterday I was driving around base setting some things up. So me and the guys were having some fun with the Jeep. We came up to a water crossing and I was like " it we will be fine we have done this before" So I start to cross and then i hit a ledge. And since the bottom was sand the tires just dug in. I took on water and the motor did also. I called USAA and they are going to cover it. Thank god because that would be alot of money out of pocket. I hope they fix it because of all the hard work I have put in to it so far and all the fun I have had. So it was a lesson learned. Stop thinking I can do anything I want in a Jeep. I am thankful because i could have done something worse or someone could have got hurt.