hack 1 (hk)
v. hacked, hack·ing, hacks
v.tr.
1. To cut or chop with repeated and irregular blows: hacked down the saplings.
http://www.thefreedictionary.com/hack
It all depends on how much skill you exhibited while making the modification. Same way as a body guy can use Bondo the way it is supposed to be used versus the good 'ole boy working in his yard can fill in a dent the size of the grand canyon with it.
It does not change that the OP does not want to "cut-up" his stock painted fenders. Whether it is your opinion the way to do it or not it is his jeep and his choice to keep looking the way he wants.
No denying keeping the CG as low as possible is a good thing. However, if the OP wants to keep his painted fenders intact I do not think he will be into "hardcore wheeling" and traversing 45 degree slopes.
I stand by the fact a BL is the proper way to achieve the results he wants in the given constraints. The same way I will say a person that uses a 3" body lift with no suspension lift is a douchebag.