Well, this WAS my idea....
Order 09 wrangler X with S23 package and the 3.73:1.
Install Currie tow bar, Spidertrax wheel spacers, Poly swaybar disco, a rear Detroit locker and maybe a 1" BL.
Drive it, tow it, wheel it and enjoy it for a couple of years. Then IF I was needing more, or taking tougher trails, install a full suspension lift 35" tires and 4.88 or 5.13 gears.