Leave it stock and cut the fenders. I am running 37's on a stock rubicon that I drive 60 miles a day.
Agree! You can cut the fenders and run 35s all day long. If you still want a lift, you need to ask some questions:
1. What are you going to do with the JK (rock crawling, mud pits, light trails, mall crawl)
2. How much do you want to spend
3. Can you install it or do you need a shop (if shop add cost)
In your case based upon what you have already told us I think trimming the fenders is your best option. But if your hell bent on a lift you need to understand that a "mild" lift is going to cost you more money if you want to get back to stock driving feel.
I have a Procomp 4" Stage 1 lift that came with the JK from the dealer. I have spent well over $2500 in shocks, track bars, steering stabilizers, HD tie rods, HD drag link, drag link flip kit, track bar relocation brackets, track bar reinforcement brackets, wheel spacers, etc... just to get back to somewhat of a stock feel. I am going to have to spend $1000+ more on adjustable control arms and springs to finish my lift off and get back to a stock feel.
Now I beat the crap out of my JK and daily drive it also so I have to invest a lot more money and time into mine that you would.