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post #1 of 18 Old 11-01-2011, 11:44 PM Thread Starter
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2dr to 4dr

ive been wanting a 4dr but i went with a 2dr because it was like 9 grand cheaper than the 4dr.

im kinda thinking returning my jeep back to stock since i have all the parts to do so. and trading it for a 4dr.

i still have 4 years worth of payments left on mine. how would i go about this with the dealer ship and all? how does this situation work.

i would be ecstatic if my payments were lowered or got in to a rubicon for the same or even cheaper.

how does this all work?


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post #2 of 18 Old 11-01-2011, 11:55 PM
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JMO.. No way that your payments will stay the same or get lower. You've only been paying for a year....and you're wanting to trade up to a new(?)/ Rubicon/ Unlimited. Depreciation is a bitch!

That's gonna be tough.

You need to talk to the finance mgr with your Dad, and see how it would shake out.

Good luck.

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post #3 of 18 Old 11-02-2011, 12:03 AM
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Stay put brother, stay put.

No reason in this world for a kid your age to go into more debt over another vehicle. Be happy with what you've got and put a new part on it. It'll be just like new again!

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post #4 of 18 Old 11-02-2011, 12:07 AM Thread Starter
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just a thought at the moment. figured you guys had experience with this thing so i thought id ask here first.

not thinking new. id like an 09 same as i have. ive ben paying over 2yrs and owe 13k on it.


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post #5 of 18 Old 11-02-2011, 12:08 AM
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Originally Posted by TheBeatenPath View Post
just a thought at the moment. figured you guys had experience with this thing so i thought id ask here first.

not thinking new. id like an 09 same as i have. ive ben paying over 2yrs and owe 13k on it.
You'll owe twice that on an Unlimited and then you'll have to start all over.


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post #6 of 18 Old 11-02-2011, 12:48 AM
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how does this all work?
To answer your question.

The two major factors are how much your jeep is worth and the cost of the other jeep.

You can usually get more for the jeep if it is stock or close to stock. This raises how much your jeep is worth. You can either sale the jeep to a private buyer or sell it to a dealer. Dealers make their money from buying wholesale and selling at retail. Usually you get more money from a private buyer because you cut out the middle man (dealer) and his profits. The drawback is the hassel of finding a buyer and going without a vehicle till you get a new one.

The cost of a "new" one is up to the deal you make with the owner, either private or dealer. The key is to know the value of the exact jeep you want or at least what it is worth to you.

Dealers will often try to confuse you or make a deal seem better by just talking about the difference or the amount of a possible payment. Remember the value of your jeep and the value of the new one are two SEPERATE things.

If you go to a dealer and trade here is what happens. They offer a price for your jeep, the principle of the loan you have has to be paid. (Find out the exact payoff for you loan.) If the jeep is worth more than you owe then the remainder is put toward the purchase of the new jeep. You pay the price of the jeep, taxes, tags, and all kinds of fees. At this point you can just pay the cash for the difference or finance what you do not have.

The loan you take out is another SEPERATE deal. The three things that determines your payment are: the amount you borrow, the interest rate, and length of term. When a person borrows money it is a case of the have-nots borrowing from the haves. The lender is giving money in your name with the promise you will pay back the principle with interests. (This is how the haves make money)

Have now and pay later is a slippery slope my young friend.

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post #7 of 18 Old 11-02-2011, 01:02 AM
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TBP, listen to these guys! I have a lucrative career, my wife is working, and I have very little debt. I also owe very little on my 2011 compared to most and I sure as hell wouldn't try to flip into a 2012 JKU. Toymaster pretty much hit it on the head. Buy now, pay later is dangerous. You will learn that if you make bad choices now with money at your age, you will spend the rest of your life repaying those debts accrued unless you try to default on them. Just sit tight on your Jeep, drive the crap out of it, pay it off, and enjoy being payment free.

If you take good care of the JK it will make it past payoff and then you can do other things with your money.

Also, just like the dating advice thread, you didn't read a word above, did you?

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post #8 of 18 Old 11-02-2011, 11:55 AM Thread Starter
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Thanks guys. This is what I needed to hear. No way I wanna end up paying more for another jeep or something. I guess ill keep my jeep. And see how I feel after its all paid off.
Thanks yall


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post #9 of 18 Old 11-02-2011, 12:57 PM
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I just did this. I NEEDED a four door. I hated being in the situation and I hate that I started all over, but for me it was a need. Not for a young guy with no kids or a pack of dogs you take everywhere. Definitely sit tight.

Always keep things as cheap as possible until you must expand. Then run with your old stuff even longer until you just can't take it any more.

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post #10 of 18 Old 11-02-2011, 01:21 PM
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BTW, Corey..

Another plus is that you have a great vehicle already. You know how many of us would have given anything to have what you have for a first car?

I've driven both and appreciate the interior size and better stability on some off-road obstacles with the Unlimited, but the 2 door is much more fun to drive in general. It's more nimble and just looks more hip (yup...said hip) for a guy your age and in your situation. A lil better on gas too.

Whether it's making babies or carrying babies....I think it will be a while before you should be concerned.

Smart choice to keep and enjoy it.

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post #11 of 18 Old 11-02-2011, 01:27 PM Thread Starter
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Quote:
Originally Posted by StubEXrube View Post
BTW, Corey..

Another plus is that you have a great vehicle already. You know how many of us would have given anything to have what you have for a first car?

I've driven both and appreciate the interior size and better stability on some off-road obstacles with the Unlimited, but the 2 door is much more fun to drive in general. It's more nimble and just looks more hip (yup...said hip) for a guy your age and in your situation. A lil better on gas too.

Whether it's making babies or carrying babies....I think it will be a while before you should be concerned.

Smart choice to keep and enjoy it.
that is true. i was mainly wanting to be able to sleep comfortably and to hold more gear and more people. ohh well.

and i guess ill just have to find the shorter girls lol

i think i just need to jack my jeep up more lol


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post #12 of 18 Old 11-02-2011, 01:54 PM
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i think i just need to jack my jeep up more lol
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post #13 of 18 Old 11-02-2011, 02:06 PM
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For more room to haul gear and a comfortable place to sleep...start a project and get yourself an M101 trailer and convert it to a off-road camper/gear hauler much cheaper then getting your ass raped with no vasoline by trading it in for a 4dr at the dealer!
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post #14 of 18 Old 11-02-2011, 04:21 PM
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I feel ya TBP. I originally didn't want a four-door until I went camping and found out how much of a bitch it is to sleep in the two-door and how little you can actually haul out to the site.

Get through school and get a nice job first. Then with all the extra money you'll be making you can get a four door at a nice rate or without any payments at all.

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post #15 of 18 Old 11-02-2011, 08:21 PM Thread Starter
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a trailer would be pretty cool.

sounds like a good plan. get through college get a 4dr as a grad gift to myself haha.


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post #16 of 18 Old 11-02-2011, 10:30 PM
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a trailer would be pretty cool.

sounds like a good plan. get through college get a 4dr as a grad gift to myself haha.
By that time they will have 4-wheel independent suspension, non-removable tops, a sideways hybrid motor, and a transaxle without 4Low.
You better keep what you have and build a trailer!
I know a good way to get your 2-door's wheelbase pretty close to a 4-door's.
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post #17 of 18 Old 11-03-2011, 01:58 PM Thread Starter
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By that time they will have 4-wheel independent suspension, non-removable tops, a sideways hybrid motor, and a transaxle without 4Low.
You better keep what you have and build a trailer!
I know a good way to get your 2-door's wheelbase pretty close to a 4-door's.
hahaha i bet you do


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post #18 of 18 Old 11-03-2011, 02:10 PM
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The trailer you are loking for down here would be an m416. That is the smaller one. They use the 101 in Canada... very similar. That is the style Loki uses as his base. The 101 here is the kind Jester has. Almost the size of the Jeep.... and the one I am looking for.

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