Join Date: May 2008
Location: Grand Junction COlorado
Feedback: 0 reviews
Info needed on insuring heavily modified JK's
Many of us end up with a lot of money invested in our vehicles. If stolen or totaled we want more than a few thousand above book value from our insurance company.
I figure that with an LS, 6L80 trans, dynatrac axles, etc it would cost me 90k to replace my rig. My main insurance company (USAA) will only go 5000 above book value. On the recommendation of some folks from the Mile High Jeep Club I went with American Family Insurance. I have recently been told by two people that they are horrible on paying claims. The first was a roofing contractor who said that they are the worst of all companies for paying for home roof damage. The second was my wives assistant whose uncle was an American Family agent who had sold a lot of policies in the town he lived in. He had to quit selling it because people got so angry with him when they had a claim and weren't taken care of.
So the question is have any of you found any companies that will insure for what it would cost to replace or repair our vehicles and who pay claims well?
08 JKU Rubi, GM 6.2 LS, 6L80 6 sp automatic, Atlas 4 sp TC, Dynatrac ProRock 80 rear and in front PR60 w RCV shafts, DynaLock w Stub hubs, 4.88 gears and ARB Lockers, 4.0" lift, Synergy Long Arm, King coilovers, 40" Nitto's, Hutchison Rock Monster wheels, GenRight alum bumper and fenders, GenRight 20 gal aux gas tank, PSC steering, Warn Zeon 12K.
2nd Jeep is a 2014 Grand Cherokee Overland with a 5.7 Hemi, Quadra-Lift Suspension and Quadra-Drive II. My wife says I can't do anything to it!