What's the Cheapest Car to Insure? Who'da Thought? - JKowners.com : Jeep Wrangler JK Forum
 
LinkBack Thread Tools Display Modes
post #1 of 14 Old 03-10-2014, 10:58 AM Thread Starter
Granite Guru
 
ratchettt's Avatar
 
Join Date: Apr 2013
Location: Tennessee
Posts: 351
Feedback: 0 reviews
What's the Cheapest Car to Insure? Who'da Thought?

http://www.autoguide.com/auto-news/2...ar-insure.html

2013 JKR, Auto, Yukon 4.56, Goodyear MTR/K 35/12.5/17 on XD222 KMC Enduro Beadlocks,Teraflex Big Brakes & Spare Carrier, Warn RC Winch, Metalcloak Front & Rear Bumpers, Metalcloak Overliner Flares & Front Inner Fenders w/ Corner Guards/Tail Lamps, Metalcloak Game Changer 2.5" w/6-Pac's, ARB Diff Covers & Onboard Air, AFE High Tuck Muffler, Front Lower Control Arm Skids, Artec Aluminum Skid System, Poison Spyder Hood Vents, Ripp SC.

There are no winners here; just beguiled participants
ratchettt is offline  
Sponsored Links
Advertisement
 
post #2 of 14 Old 03-10-2014, 11:05 AM
Wheeler
 
Join Date: Sep 2013
Age: 30
Posts: 77
Feedback: 0 reviews

I saw a similar aritlce of like the top 10 cheapest and wrangler was high on the list there too. My insurance went from like 450 for my mustang to 500 for both (every six months) so I must say i agree
AXIS is offline  
post #3 of 14 Old 03-10-2014, 11:25 AM
Gunnery Sergeant USMC (ret)
 
Uncle Sams Misguided Child's Avatar
 
Join Date: Dec 2010
Location: Tucson AZ
Age: 52
Posts: 21,997
Feedback: 8 reviews

Cheap to fix? They got to be fucking kidding.

Quote:
Originally Posted by lohchief View Post
If people don't take a stand now,you'll be bitches under their thumbs tomorrow.
Quote:
Originally Posted by StubEXrube View Post
I think too much of a pressure variant between Earth and outer-space... lack of oxygen... something like that.
Uncle Sams Misguided Child is offline  
Sponsored Links
Advertisement
 
post #4 of 14 Old 03-10-2014, 12:33 PM
Granite Guru
 
Join Date: Jun 2013
Location: Severance ,Co.
Age: 71
Posts: 403
Feedback: 0 reviews

We had a 370Z and our insurance dropped signficantly. I think $400.00 a year. Suits me fine!!
scubatech is offline  
post #5 of 14 Old 03-11-2014, 03:47 AM
Rock God
 
funfred's Avatar
 
Join Date: Nov 2013
Location: Bloomsburg, PA
Posts: 1,121
Feedback: 0 reviews

I was a bit anxious when adding the new Jeep to our policy; I figured it would be high to account for carnage. Our $46/month is better than the article's premium by half.
funfred is offline  
post #6 of 14 Old 03-11-2014, 05:42 AM
Granite Guru
 
DarK_Reaper's Avatar
 
Join Date: Feb 2012
Location: Gatineau, Qc, Canada
Posts: 237
Feedback: 0 reviews

Dayum.. I wish I was paying 1080$ in insurace... Gotta love Canada and being under 25.
DarK_Reaper is offline  
post #7 of 14 Old 03-11-2014, 07:08 AM
JKO Addict!
 
Blackout's Avatar
 
Join Date: Jan 2012
Location: Near ST.Louis
Age: 43
Posts: 2,804
Garage
Feedback: 1 reviews

Was driving a 2000ish ford Focus when I got into my rig price droped 50 a month...bout yelled at the insurance lady for lying to me.

How I LEARNED TO STOP GIVING A SHIT AND LOVE MINDLESS SELF INDULGENCE

Itís time to reevaluate the way we coddle the future generation. Making mistakes and getting hurt is how you grow. Teaching kids to fear Pop Tarts is how you promote xenophobia. Letís get it together, America.
Blackout is offline  
post #8 of 14 Old 03-11-2014, 08:44 AM
Rock God
 
Join Date: Jun 2010
Posts: 525
Feedback: 0 reviews

I just changed from a 2013 Wrangler Unlimited Rubicon, with a 6.4 Hemi, to a 2014 Wrangler Sport. My insurance cost went UP, despite the fact that the trade in value for my old Jeep was over double what the purchase price was for the new Jeep.

So why did my insurance cost go UP? I'm getting screwed. Time to call the insurance company and see what is going on.

2017 Jeep Wrangler Rubicon Recon; 35s - no lift, Warn 9.5 XP-S, ARB Twin Air, SPOD
2017 Jeep Grand Cherokee Trailhawk (wife's Jeep)
2016 Ram Laramie 3500 Megacab 4x4; 6.7 CTD, Aisen, AEV Prospector conversion; 37s, 4.10s, Warn 16.5K
MOPWR2U is offline  
post #9 of 14 Old 03-11-2014, 08:54 AM
Newbie
 
Join Date: Sep 2012
Posts: 7
Feedback: 0 reviews

In an actuarial view, the biggest cost to insurance carriers is medical claims and lawsuits from medical claims; repair costs and theft pale in comparison. It's also true that body-on-frame is absolutely cheaper and easier to repair than the unibody vehicles out there.

I'm ~$500/yr for full coverage, cheaper than my Audi or Expedition. When I asked why the JK was so cheap to insure, my insurance agent told me the Wrangler has a top notch safety record (his words) for survivability and low injury claims and that's a major reason it is cheap to insure. It's your age, the risk of injuries, your credit rating and your zip code that are major factors.
BManz is offline  
post #10 of 14 Old 03-11-2014, 10:19 AM
Wheeler
 
mcrawford's Avatar
 
Join Date: Feb 2013
Location: Ypsilanti, MI
Age: 31
Posts: 65
Feedback: 0 reviews

For some reason I think I'm being screwed.... $1050 for six months and the jeep has been in storage......$1560 for six months with jeep and truck. Truck is base work model 2x4 circa 2001. I don't understand. CLEAN history, good credit, 25 y/o. how is everyone else's ins. so damn cheap?
mcrawford is offline  
post #11 of 14 Old 03-11-2014, 10:21 AM
Wheeler
 
mcrawford's Avatar
 
Join Date: Feb 2013
Location: Ypsilanti, MI
Age: 31
Posts: 65
Feedback: 0 reviews

Quote:
Originally Posted by MOPWR2U View Post
I just changed from a 2013 Wrangler Unlimited Rubicon, with a 6.4 Hemi, to a 2014 Wrangler Sport. My insurance cost went UP, despite the fact that the trade in value for my old Jeep was over double what the purchase price was for the new Jeep.

So why did my insurance cost go UP? I'm getting screwed. Time to call the insurance company and see what is going on.
I just contacted my agent yesterday about getting into a 2014 sport from my 12 rubi and had the same result.
mcrawford is offline  
post #12 of 14 Old 03-11-2014, 11:36 AM Thread Starter
Granite Guru
 
ratchettt's Avatar
 
Join Date: Apr 2013
Location: Tennessee
Posts: 351
Feedback: 0 reviews

Quote:
Originally Posted by mcrawford View Post
For some reason I think I'm being screwed.... $1050 for six months....
Sounds like it. Seems most here are around 500.00 per year. Mine is 524.00 with 500 deductible and same limits as policy in the link. You're at 4 times that if you are paying every 6 months.

2013 JKR, Auto, Yukon 4.56, Goodyear MTR/K 35/12.5/17 on XD222 KMC Enduro Beadlocks,Teraflex Big Brakes & Spare Carrier, Warn RC Winch, Metalcloak Front & Rear Bumpers, Metalcloak Overliner Flares & Front Inner Fenders w/ Corner Guards/Tail Lamps, Metalcloak Game Changer 2.5" w/6-Pac's, ARB Diff Covers & Onboard Air, AFE High Tuck Muffler, Front Lower Control Arm Skids, Artec Aluminum Skid System, Poison Spyder Hood Vents, Ripp SC.

There are no winners here; just beguiled participants
ratchettt is offline  
post #13 of 14 Old 03-13-2014, 09:17 AM
Wheeler
 
Join Date: Feb 2013
Age: 55
Posts: 27
Feedback: 0 reviews

my insurance co must have not got the memo,my jk's insurance cost more than my camaro ss vert my agent says the surcharge is due to it being 4 wd
LittleRed is offline  
post #14 of 14 Old 03-13-2014, 10:37 AM
Newbie
 
Join Date: Feb 2014
Location: Southern New Jersey
Age: 50
Posts: 9
Feedback: 1 reviews
Wrangler Insurance

When we had our 2005, we had my daughter listed as the primary which was the cheapest out of all of our cars to insure her. My current 2007 which I just picked up we pay $813 per year full coverage $500 deductibles with 100k property damage being the only difference from what they indicate for coverage.

2007 Jeep JK 2 dr

Previous:
2005 Jeep LJ Rubicon
1998 Jeep TJ
Mxr515 is offline  
Sponsored Links
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the JKowners.com : Jeep Wrangler JK Forum forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome