I was driving to work in my stock 2 door, stopped at a light. Car in front of me.. I see light turn green, I accelerate (more like let out the clutch and roll). Car in front of me stopped.. I hit her less than 5 mph. a shitty 90s geo metro.. Take out a light and dent in her hatch..
She gets out of the car screaming.. Fuck you! You idiot, motherfucker etc.. I yell back at her to shut the fuck up, pull out of the way, and to chill cause I have insurance.
She has her husband show up, they are both deep trailer trash.. I can see this isnt goin to be good.. She starts saying how she better go in for x rays, and how she just had a spinal fusion..
So, 1.5 years go by, I own a new jeep, and everything seems cool..
My insurance provided rep calls me asking about the situation.. says she is now suing for ..... $1 million..
I tell the guy to tell her to fuck off, she is completely over reacting and there is no way she deserves that cash.. He tells me, well we know she has an existing record of multiple instances of suing, so they know she is just doing it for the money. X rays show no damage that happened after the accident, yet they dont want to argue.. they offered her $250k which that shit head gladly accepts.. Come to find out she works at a laundramat down the street, and because of the accident has been unable to work for months..
My policy is $1 million. I will never go under that just for this reason.